
Home Credit and SM Appliance Center are bringing back the Grand Pay Hulugan Promo, aiming to make home appliance upgrades more accessible and affordable for Filipino households.

The promo runs from August 1 to September 30, 2026, with exclusive offers on selected appliances, including 0% down payment for eligible customers and bundle discounts on up to three appliances.
The promo covers a wide selection of household necessities, from washing machines and inverter air conditioners to refrigerators and smart TVs for family entertainment.
“At Home Credit, we understand that appliances are important investments that support families’ everyday lives. Through the Grand Pay Hulugan Promo, we’re making it easier for customers to access the products they need today while managing payments comfortably over time,” said Puneet Suneja, Chief Sales Officer, Home Credit Philippines.
Customers visiting SM Appliance Center stores nationwide can access:
- 0% down payment for eligible buyers
- Bundle up to three appliances in a single transaction
- Up to 40% off on select appliances
- 0% interest for up to 18 months
The Grand Pay Hulugan Promo is available in all SM Appliance Center stores nationwide until September 30, 2026. Customers can visit any SM Appliance Center branch or check the Home Credit app to explore available financing offers.