Fees, Ratings, Custodian, Storage, & More

About the Company

Headquartered in Des Moines, Iowa, Birch Gold Group’s executive team of former wealth managers, financial advisors, and commodity brokers have completed thousands of IRA and cash transactions for customers across fifty states.

While their core business is adding physical gold, silver, platinum, or palladium to your retirement, they can also facilitate cash purchases with precious metals delivered directly to your home.

For over twenty years, they’ve grown into one of the more recognized gold IRA firms. Birch Gold has been endorsed by Ron Paul, Ben Shapiro, Donald Trump Jr., and featured regularly in major news and media outlets.

Related: Request Your 20+ Page “Insider” Report from Ron Paul’s Gold & Silver Company

Birch Gold Reviews, Reputation, & Ratings

One of the best way to research a gold firm is to review feedback from their actual customers. We’ve compiled links to Birch Gold reviews from trusted third party review websites. For the most up-to-date information, click on the links below and visit the verified review sites directly:

• Better Business Bureau: Birch Gold Group has been accredited with the Better Business Bureau since 2011. They company currently has an A+ rating with the BBB and an average 4.58 Star rating from their 135 listed customer reviews.

• Business Consumer Alliance: Birch holds an AAA rating (their top rating) with the BCA and a 5 star average rating based on 7 customer reviews.
• Consumer Affairs: Birch Gold is an accredited partner with Consumer Affairs. The company has a 5/5 star rating (their top rating) based on 168 verified customer reviews.
• TrustLink: Birch Gold Group holds a 5 (out of 5) star rating based on 135 customer reviews and complaints.
• TrustPilot: Birch boasts a 4.4 out of 5 star rating with TrustPilot based on 192 client reviews.
• Yelp: The company also has a 3 (out of 5) star rating on Yelp (based on 6 reviews).

When reviewing a company with thousands of customers and transactions going back over two decades, it’s expected to find a small handful of negative reviews.  Birch Gold Group has maintained high rankings across all of these customer watchdog review sites.

Their consistently positive online reputation played a big part in our decision to add Birch Gold to our short list of recommended gold IRA dealers.

Related: Diversify Your Savings and Protect Yourself Against a Stock Market Crash with Gold & Silver 

BGG’s Fees, Custodians, & Storage Options

Account Minimums 

As mentioned above, Birch Gold can facilitate both cash purchases and gold IRA deals. Whether you’d like metals held in an IRA or delivered to your home, the company can fulfill your order. It’s important to note that Birch Gold has an account minimum of $10,000 for new IRA customers. 

Gold IRA Fees: Your IRA Custodian

Gold IRA fees can vary depending on your self-directed IRA custodian. Birch is flexible and can work with your IRA custodian of choice. If you do not have a preference, Birch Gold currently recommends working with Equity Trust. 

With Equity Trust, you can expect to pay:

•  $50 setup fee (this is a one-time fee for new accounts)
• $30 wire transfer
• $80 annual maintenance fee

Equity Trust is one of the more widely used self-directed IRA custodians. Their SDIRA fees are reasonable when compared with other providers in the industry.

Related: Free 20+ Page Gold Guide – Safeguard Your IRA or 401(k) with Physical Gold & Silver

Gold IRA Storage Options

Birch Gold Group has a few options for the storage of your gold IRA:

• Delaware Depository Service Company (DDSC) is a trusted gold IRA depository in the United States. Delaweare Depository Service Company offers Birch customers both segregated and non-segregated vault storage.
• Brinks is also a widely used and trusted name for gold IRA storage. Many customers like Brinks’ name recognition and storage options in the U.S. 
• International Depository Services (IDS) is a trusted name in precious metals IRA storage. The company has storage facilities in Delaware and Texas at competitive pricing with other top providers. 

Birch Gold’s flexibility with different storage partners allows you the option to store your metals in Delaware, New York City, Los Angeles, Dallas, and Seal Beach, California. Customers often choose the depository option closest to their home. 

Segregated Vs. Non-Segregated Vault Storage

Expect to pay more if you choose segregated storage for your precious metals.

This is your decision. Depending on your choice of storage, you should expect to pay at most between $100-$150 annually for the storage of your metals.

If you choose to work with Birch Gold Group or a competitor, consult with your gold specialist to weigh the pros and cons of both storage options. They can walk through all questions or concerns you might have about the long-term storage of your gold and silver.

Related: The Home Storage Gold IRA – Scam or IRS-Approved? 

Total Gold IRA Fees

Below are the total setup, storage, and custodial fees that you can expect when you create a new precious metals IRA account with Birch Gold.

Important note: Birch Gold waives shipping fees on all purchases.

Birch Gold Group will also
waive all setup fees
for new accounts over $50,000.

Your gold IRA account executive can discuss your eligibility for any incentives or promotions they’re offering. Make sure to ask about this as they often run promotional offers to attract new customers. 

After your first year, there are recurring annual fees in order to maintain your IRA. These fees are paid to the storage depository and the IRA custodian directly. These fees again may vary depending on your choice of custodian and type of vault storage you choose for your physical gold and silver. 

Of course, confirm all costs with Birch Gold directly, but your annual costs should be in the ballpark of $200-$250 annually to keep your gold IRA.  

If setting up a precious metals IRA seems intimidating, it’s really not…

The top gold IRA specialists have streamlined their services to make it painless for both their customers and their employees. Birch Gold can have your self-directed IRA setup and funded in about a week. 

If you’re ready to get started, visit Birch Gold Group and request your free Gold IRA kit now.

How to Setup an IRA with Birch Gold

The team at Birch Gold will hold your hand through every step of the gold IRA process. Here’s an idea of what to expect if you choose to work with Birch Gold Group.

1. Request your Birch Gold IRA guide. This detailed guide is your introduction to the company. Compare it with informational guides from other gold dealers you’re researching.

2. An IRA specialist from Birch will reach out to you over the phone. This is a great time to get a feel for how the company does business. This is your first point of contact with the company. Are they professional and knowledgable? They will be able to answer any questions you have about your gold IRA.

3. If interested in moving forward with Birch, your IRA specialist will review your current retirement account and confirm your IRA rollover eligibility.

4. If eligible for a gold IRA rollover, Birch will help you create an account with a self-directed IRA custodian that specializes in precious metals. Your Birch specialist is available to help with completing all of the required paperwork.

5. Your Birch IRA account rep will then assist in rolling over funds from your existing retirement account to your new self-directed IRA account.

6. With funds in your new SDIRA, your Birch Gold specialist can facilitate the purchase of your precious metals. Not sure what precious metals to buy? Birch Gold can provide assistance and ensure all of your purchases are IRS-approved for your IRA.

7. Your precious metals are then shipped and stored on your behalf at your chosen storage facility and insured up to one billion dollars. 

That’s the entire process. Birch Gold does most of the heavy lifting and holds your hand through each step. 

>> Request a Gold IRA kit from Birch Gold Group now.

Cash Purchases: What to Expect?

Some customers aren’t interested in a gold IRA and only want “gold they can hold.” If you opt to have gold coins delivered directly to your home, Birch Gold can help. This is their process for cash purchases. 

1. Speak with a precious metals specialist to discuss your gold and silver needs.

2. If interested in buying from Birch, send funds via check or bank wire.

3. Metals are shipped (fully insured) directly to you.

The company can facilitate your physical gold, silver, platinum, and palladium purchases, but what happens when you want to sell your precious metals?

Gold Buyback Options

If and when you’re ready to sell any of your metals, Birch will offer a competitive price to buy back your precious metals. As the owner of your gold and silver, you have the option to compare offers, but Birch will always be available to buy back your metals if needed. 

Ongoing Promotions 

A Birch Gold Group review would be incomplete without mentioning company promotions. After you request your free gold IRA guide, someone from the company will reach out to you over the phone. When asking questions, make sure to ask about ongoing promotions they may have available.

At the time of this writing, Birch Gold is offering up to $10,000 in free precious metals on qualified IRA purchases. They also waive all gold IRA setup fees on eligible accounts, and offer free shipping on cash purchases over $10,000.

When comparing and researching top gold IRA providers, these ongoing promotions may be enough incentive to tilt your decision to working with Birch over another competitor.

>> Click here to claim your 20+ page gold and silver kit from Birch Gold Group today.

Birch Gold Group Review: Pros and Cons

What we like about Birch Gold:

When researching gold IRA companies, BGG checks all the right boxes:

• Founded in 2003. The company is established. They’ve been around for over two decades and are a recognized name in the industry.
• Top rated firm. Verified customer reviews from the BBB to Trustpilot reveal a track record of glowing reviews from current and past customers.
• Ongoing promotions and competitive buyback program. They offer incentives to attract new customers and offer fair pricing when customers are ready to sell.
• $10,000 Gold IRA minimum. This is a modest amount when it comes to gold IRAs. Many competitors require account minimums of $20,000-$50,000.

What we don’t like about Birch Gold:

Birch Gold only does business in the United States. Some of Birch’s competitors have expanded globally. As of now, Americans outside of the U.S. are not able to store metals internationally.

Birch Gold Review: Final Thoughts

There are a lot of gold dealers in the United States that claim to specialize in gold IRAs. If you’re researching firms, Birch Gold Group is a well established and highly rated company that you should consider.

A good place to start is by visiting their website. Request your free information kit.

We always recommend that you request free information and guides from at least two to three top gold IRA dealers. Review their material, compare all costs and fees before making any buying decision.