Tougher Penalties, Quicker Filing Process & Important Updates You Should Be Aware Of

Stricter Penalties for Cheque Bounce Cases

In accordance with the rule, if someone intentially creates condition of bouncing cheque, then punishment period for those individuals have now increased from one one year to two years in prison. Also, the accused may be asked fo submitting fine of amost double the cheque price.

Under the amended law, if a person intentionally causes a cheque to bounce, the punishment has now been increased from one year to two years of imprisonment. Additionally, the offender may be required to pay a fine up to twice the cheque amount. But there are still exceptions for cases where the cheque bounced due to technical issues or bank errors.

Easier Online Complaint Process

Under the 2025 changes, it’s now quicker and easier to file a complaint if a cheque bounces. You can do it online, as long as you:

• Get the cheque return memo from your bank within 30 days of the cheque bouncing.
• File your complaint within 3 months from the date on the cheque (earlier, you only had 1 month).

This gives people more time and makes it simpler to take legal action.

Techniques Through Which Cheque Bounces Can Be Avoided

Below are listed a few tips following which cheque bounces can be avoided:

• Always mention the current date on the cheque.
• Don’t give out cheques that are torn or damaged.
• Make sure you have enough money in your account before writing a cheque.
• Draw two parallel lines on the cheque (crossing it) so it can’t be cashed directly.
• Write the amount clearly in both words and numbers.

Other Methods of Payment

To overcome the risks related to the cheques, the following digital payment modes can be used:

Always check your bank balance before writing a cheque. If you think it might bounce, let the person know ahead of time and try to pay in another way.

What Measure Should be Taken for Your Cheque Bounces

If Your Cheque Bounces:

• Firstly, immediately contact the payee and discuss all the reasons behind.
• Try to pay within 15 days to avoid legal trouble.
• If you think the complaint against you is unfair, talk to a lawyer to understand your rights.

The Cheque Bounce New Rules 2025 have been implemented to maintain financial discipline and stop people from intentionally not paying.