Travelers who want to earn Wyndham Rewards points without the credit card now have a new option in their wallets.
Frequent guests of Wyndham Hotels who don’t want a new credit card now have a new alternative to earn points for their everyday spending.
Partnering with SoFi technology platform Galileo Financial Technologies, Wyndham Rewards launched a debit card issued by Sunrise Banks, N.A., offering a suite of benefits for the traveler.
Benefits Include Points per Spending, Gold Status, and Anniversary Bonuses
The new account is the first of its kind among hospitality companies, and can be opened online. Once the account is opened, cardholders can earn one Wyndham Rewards point per dollar spent on eligible Hotels by Wyndham, gas, and grocery purchases, and one point per $2 spent on all other qualifying purchases. Cardholders also automatically receive Gold level status, usually earned by staying five nights in a calendar year.
New cardholders can earn 2,500 Wyndham Rewards bonus points by opening their account, making at least two direct deposits and spending $100 in the first 90 days of opening. Plus, members can earn anniversary bonus points based on their spending using the card for the year. Those who have annual net purchases between $5,000 and $9,999.99 can earn 2,500 points, while those with a spend between $10,000 and $14,999.99 could get 5,000 points. Cardholders with a net annual spend of $15,000 or more can earn 7,500 points at their anniversary date.
The debit card comes with a $6 monthly fee, which translates to up to a $72 annual fee. The monthly fee is waived with a minimum average monthly account balance of $2,500 or more. Travelers also get no surcharges when using an ATM in the Cirrus network.
The new product is targeted at younger travelers who may not qualify for a credit card, or those who want the perks of earning points without the debt liability. According to research by EY and PMG, 70% of Gen Z consumers use debit cards once or more per week, while 65% plan to spend more on travel in 2025. Moreover, 60% consider loyalty programs an essential part of their travel planning.
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