Up to 90,000 Bonus Points (Valid at Vacasa Home Rentals) — My Money Blog

Updated with limited-time offers. The Wyndham Rewards Earner credit cards currently all have increased bonuses of up to 90,000 points. While these are not the highest amounts offered ever, they are above the normal bonuses. This hotel-chain co-branded card earns rewards that redeemable towards the Wyndham chain of hotels and Vacasa-managed vacation home rentals.

Wyndham Rewards Earner Card highlights:

• 60,000 bonus points after $2,000 in purchases in the first 90 days.
• 5X points per $1 spent on Hotels by Wyndham and qualifying gas purchases.
• 2X points per $1 spent on dining and grocery store purchases (excluding Target® and Walmart®).
• 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
• Automatic upgrade to Wyndham Rewards Gold status.
• 10% fewer Wyndham Rewards points required for go free® awards.
• 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases.
• No annual fee.

Wyndham Rewards Earner Plus Card highlights:

• 90,000 bonus points after $2,000 in purchases in the first 90 days.
• 6X points per $1 spent on Hotels by Wyndham and gas purchasess.
• 4X points per $1 spent on dining and grocery store purchases (excluding Target and Walmart).
• 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
• Automatic upgrade to Wyndham Rewards Platinum status.
• 10% fewer Wyndham Rewards points required for go free® awards.
• 7,500 bonus points each anniversary year after annual fee renewal.
• $75 annual fee.

Wyndham Rewards Earner Business Card highlights:

• 75,000 bonus points total. 50,000 bonus points after spending $4,000 on purchases and paying the annual fee in full, both within the first 90 days. Also, earn 25,000 bonus points after spending $12,000 on purchases within the first 365 days.
• 8X points per $1 spent on Hotels by Wyndham and gas purchasess.
• 5X points per $1 spent on eligible marketing, advertising, and utilities purchases.
• 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
• Automatic upgrade to Wyndham Rewards Diamond status.
• 10% fewer Wyndham Rewards points required for go free® awards.
• 15,000 bonus points each anniversary year after annual fee renewal.
• $95 annual fee.

Wyndham hotels have a relatively simple system that charges 7,500, 15,000, or 30,000 points for a “Go Free” award hotel night with no blackout dates (as long as a standard room is available for cash, you can book it with points). You can also redeem toward a discounted “Go Fast” cash and points rate. Resort fees may apply and cannot be paid with points. Note that when you have one of these credit cards, you get a 10% discount, so for example the 15,000 points tier would be actually be reduced down to 13,500 points.

You can also use the points for Vacasa vacation home rentals (like Airbnb or VRBO). Starting 3/26/24, it will cost 15,000 points *per bedroom* per night if the cash cost (including all taxes and fees!) is up to $250 *per bedroom* per night, or 30,000 points per bedroom per night if the cash cost is up to $500 per bedroom per night. More details at here and here.

That means your family likes to stay at Airbnbs, then 90,000 points can get you 3 nights at a 1-bedroom Vacasa-managed property that would otherwise cost up to $500 per night when including all taxes and fees, or at a 2-bedroom Vacasa property that would otherwise cost up to $250 *per bedroom* per night when including all taxes and fees. You can browse Vacasa properties here and book by calling 800-441-1034.

Wyndham points expiration – Important!

• Wyndham Rewards points will expire if you have no activity on your account for a period of 18 months.
• In addition, all Wyndham Rewards points expire 4 years after being earned — regardless of account activity.

From the official Terms & Conditions:

Except as may otherwise be required under applicable law, Wyndham Rewards points expire four (4) years after the checkout date of the stay for which the applicable points are posted to the Member’s account (the “Four Year Rule”), unless the points are forfeited or cancelled earlier due to membership inactivity (as more particularly described below), or otherwise in accordance with these Terms and Conditions. All accrued points in a Member’s Wyndham Rewards account may be cancelled or forfeited if the Member has no Account Activity (as defined below) for a period of approximately, but never less than, eighteen (18) consecutive months. For purposes of these Terms and Conditions, “Account Activity” means any (i) point earning, (ii) stay posted to a Member’s Wyndham Rewards account, regardless of whether or not such stay earns Wyndham Rewards points, and (iii) redemption or transfer activity involving a change in the Member’s Wyndham Rewards point balance, in each case, conducted in accordance with these Terms and Conditions.

For example, earning points via this credit card will only reset the 18-month inactivity clock. Look for the exact date in your online account page.

Wyndham Rewards includes over 9,000 hotels worldwide – from Days Inn motels to Wyndham Grand hotels. You can use this link to filter locations easily by country, state, and/or point level. Participating hotel chains include:

• AmericInn by Wyndham®
• Dolce Hotels and Resorts® by Wyndham
• Hawthorn Suites by Wyndham®
• Howard Johnson by Wyndham®
• La Quinta by Wyndham®
• Ramada by Wyndham®
• Days Inn by Wyndham®
• Super 8 by Wyndham®
• Travelodge by Wyndham®
• Wingate by Wyndham®
• Wyndham Grand®
• Wyndham Hotels and Resorts®
• Wyndham Garden®

Depending on the hotel, you might get over 1 cent per point value (i.e. $300 cash hotel night for 30,000 points), but you might also get closer to 0.5 cent per point value (i.e. a $75 hotel night might require 15,000 points).

Bottom line. The Wyndham Rewards Earner credit cards earns rewards that can get you free nights at Wyndham hotels and Vacasa vacation home rentals. However, know that you must redeem the points within 4 years at the longest, even with regular account activity. This is somewhat of a niche card, but if you’ve got all the popular ones, there is still good potential value here if you put in some legwork.

Also see: Top 10 Best Credit Card Bonus Offers and Top 10 Best Business Card Offers.