It’s no surprise that Malta attracts plenty of people from all over the world to live and work. The beautiful scenery, ambient weather and fascinating culture are attractive to many, with clear waters, sunny beaches and Malta’s storied history drawing visitors in.
In fact, the number of people seeking residency in Malta has grown over recent years. Joining visitors from across the EU, official reports show that Malta has issued a total of 33,455 first-time residence permits to third-country nationals in 2024. Third-country nationals are those that are not citizens of the European Union.
Notably, non-EU nationals require a work permit to work in Malta. When you begin to research work visas, you may want to know what the health insurance requirements for a work visa in Malta are. In this article, we explore what health insurance you need to ensure your wellbeing while you live and work in Malta.
Contents
- What is a work visa in Malta?
- Why is health insurance necessary for a work visa in Malta?
- Health insurance requirements for a work visa in Malta.
- Gain health insurance protection with GasanMamo.
What is a work visa in Malta?
A work visa in Malta is an umbrella term, referring to three different types of work permit that can be obtained:
- Single permit
- EU Blue Card
- Key employment initiative
1.Single permit
A single permit allows the permit holder to live and work in Malta for an extended period. In order to get a single permit, you need a Maltese employer to give you an offer of employment. Typically, a single permit takes around three months to process. If you’re in Malta, you can apply for the permit. If you’re abroad, your potential employer will have to apply on your behalf.
2. EU Blue Card
This type of work visa is specifically designed for highly qualified workers who want to work in a skilled profession. Issued for at least one year, the Malta EU Blue Card can be renewed as required, as long as you still meet employment eligibility. Holders of the EU Blue Card typically need to earn 1.5 times the average Maltese annual salary.
3. Key employment initiative
This is a new work permit that has recently become available for higher skilled workers in Malta. To qualify for the key employment initiative, you have to meet the following criteria:
- Have an annual salary of €30,000 or more.
- Display the relevant skills and experience required for the position you want to take.
- Provide documentation as evidence of your work experience from the last three years.
The key employment initiative work permit can be issued quickly and processed in as little as five days.
Why is health insurance necessary for a work visa in Malta?
Non-EU nationals that want to work in Malta will need to invest in their own health insurance. This is a legal requirement in Malta as people coming from non-EU countries have to show that they have access to adequate medical services should they need them.
When applying for a work visa, Non-EU nationals have to provide evidence of their private health insurance policy in order to obtain their work visa and start their employment in Malta. It can be helpful to get your health insurance policy in place before you apply for your work visa to reduce any delays in starting work.
Health insurance requirements for a work visa in Malta
There are three current requirements for obtaining a work visa in Malta:
- Your health insurance policy must be valid for the complete duration of your stay in Malta.
- Coverage is also important, as your health insurance must cover a range of medical services to make sure you are covered properly for medical care throughout your time in Malta.
- The health insurance policy you choose should have a minimum coverage amount to cover any potential medical expenses you have. This is typically around €100,000 in most cases.
Gain health insurance protection with GasanMamo
Safeguarding your health is one of the most important things you can do. Here at GasanMamo, we have years of experience in helping people to arrange the best health insurance policy possible to suit their individual needs.
With a diverse range of health insurance policies available, we offer you affordable health insurance plans at competitive rates. If you’re applying for a work visa in Malta, putting a health insurance policy in place can help speed up the process and give you peace of mind.
What’s more, it’s an easy process to get a quote today, or contact our team for a friendly chat to discuss your health insurance options.
GasanMamo Insurance is authorised under the Insurance Business Act and regulated by the MFSA.
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