There is nothing more important than a safe and well-protected home environment for you and your loved ones. Homeowners who want to actively safeguard their property and possessions often turn to comprehensive and effective home insurance policies for appropriate cover and reassuring peace of mind.
Throughout Europe, the desire to protect homes with insurance policies is growing exponentially. In fact, the latest EU-wide barometer survey found that 62% of European citizens own a home insurance policy, reinforcing the idea that approved coverage of your home and belongings creates a stronger sense of security.
Without gaining adequate insurance protection for your home, you could be liable for the complete costs should something unexpected happen to the property. This includes a burglary, storm damage or loss or damage due to fire in your home. Additionally, the stress of dealing with the aftermath of loss and damage can be substantial.
In this article, we explore what GasanMamo’s home insurance covers to support you as you search for the right home insurance policy to protect your home and possessions.
Contents
- What is home insurance?
- What does GasanMamo’s home insurance cover?
- Does home insurance cover structural damage?
- Feel supported with home insurance from GasanMamo.
What is home insurance?
An effective home insurance policy should provide protection for your home and the belongings within it, including fixtures and fittings. Moreover, this type of insurance plan should cover incidents of theft at your home and any loss or damage caused by extreme weather or fire.
Understanding the details of what home insurance generally covers and the specific details of the home insurance policy you take out is vital in ensuring that the home and belongings you hold dear are protected in the case of untoward events.
Gaining this policy knowledge will help you make a fully informed decision about the home insurance policy that’s right for you and your home, including any additional cover benefits you want to include to protect all your general contents and valuables like works of art or jewellery.
What does GasanMamo’s home insurance cover?
GasanMamo’s home insurance has been developed with homeowners and their needs in mind. In order to counteract the distress homeowners feel when something happens to their home, our home insurance policy is flexible, with automatic extensions and optional additional covers to integrate for tailored insurance.
In order to increase convenience for homeowners, our home insurance policy covers both buildings and contents, providing comprehensive protection for your entire home. More specifically, our policy covers your buildings and contents against loss or damage caused by:
- Fire, explosion and smoke
- Theft or attempted theft
- Leakage of water or oil
- Civil commotion and malicious damage
- Impact by aircraft, vehicles or animals
- Storm or flood
- Lightning, thunderbolt or earthquake
- Falling trees
- Breakage or collapse of television and radio aerials
Automatic extensions
GasanMamo also offers automatic extensions with our standard home insurance policy, including automatic cover for accidental breakage of fixed glass, sanitary fixtures and underground services, plus accidental damage to security, air-conditioning and energy saving equipment.
Free 24/7 home emergency support service
With GasanMamo, your home buildings insurance policy also offers free support for emergencies, such as unexpected breakdown or damage to pipes, blocked drains or leaks from sanitary fixtures. You may not know that this service includes support for the complete electricity supply failure within your home resulting from damage to the internal electrical installation.
Does home insurance cover structural damage?
Each home insurance policy is different and it’s essential to check the finer details of the policy to ensure you know exactly what the plan covers for your buildings and possessions and what may not be protected.
Home insurance should typically cover structural damage due to sudden or unexpected occurrences, such as fire, flooding or stormy weather.
The plan offers protection for the structure of your home, ensuring that you’re financially covered when unexpected damage occurs.
Whether it’s the result of fire, lightning, storm, or even impact by vehicles, home insurance by GasanMamo provides the support you need to repair or rebuild, helping you get back to normal as quickly as possible.
Feel supported with home insurance from GasanMamo
If you’re concerned about the level of protection you currently have for your home and belongings, perhaps it’s time to discover a home insurance policy that helps you feel safe, secure and reassured.
At GasanMamo, we offer a wealth of home insurance experience in crafting comprehensive home insurance policies that safeguard your home from structural damage, storm impacts or loss of possessions.
Let us help you protect your property with a policy designed just for you. Contact GasanMamo today or get a quote online to enjoy peace of mind and first-class service.
GasanMamo Insurance is authorised under the Insurance Business Act and regulated by the MFSA.
