Starting a rainy day fund doesn’t have to be overwhelming. With today’s digital banking tools, building financial security can start with a few taps on your phone. Whether it’s for emergencies, travel, or future goals, learning how to set aside money consistently is a crucial step in adulting.
Having a savings buffer gives you the confidence to face life’s surprises—and PSBank Mobile is designed to make the saving process simple and stress-free.
5 Simple Tips To Start Saving Today
1. Start Small, Start Now
You don’t need a big amount to begin. With PSBank Mobile, you can open an account with just one valid ID, no minimum deposit, and no maintaining balance.
2. Stay Consistent With Scheduled Savings
Set regular transfers—even small ones. You can automate savings and open multiple accounts for specific goals like tuition, travel, or emergency funds.
3. Avoid Unnecessary Fees
Missed payments can cost you. Pay your bills on time through PSBank Mobile to avoid late fees and keep your savings intact.
4. Prioritize Security
Monitor your funds and manage your account in real time. Lock and unlock your card, or change your PIN through the app for peace of mind.
5. Set Savings Boundaries
Tempted by impulse buys? Open a Peso Time Deposit via the app with just ₱10,000. You’ll earn interest and keep your savings protected with terms of 30, 60, or 90 days.
Make Saving a Daily Habit With PSBank Mobile
Digital banking is now part of everyday life. With PSBank Mobile, tracking expenses, securing your funds, and reaching your financial goals becomes easier—anytime, anywhere.
Download the app today from the Apple App Store, Google Play Store, or Huawei AppGallery.
Learn more at www.psbank.com.ph and follow PSBank on Facebook and Instagram.
FAQ
How do I start a rainy day fund in the Philippines?
Start with small, consistent savings. Use tools like PSBank Mobile to open an account, schedule automatic transfers, and track your progress.
Is there a minimum deposit required to open a PSBank savings account?
No. You can open an account via PSBank Mobile with zero minimum deposit and no maintaining balance—just one valid ID.
Can I open multiple savings accounts with PSBank?
Yes. You can open separate accounts to organize your money by goal—like for emergencies, travel, or investments.
How can I keep my savings safe from impulse spending?
You can place your money in a PSBank Peso Time Deposit via the app to earn more while reducing spending temptations.
What are the benefits of using PSBank Mobile?
PSBank Mobile lets you manage your money with ease: open accounts, transfer funds, pay bills, and secure your card, all from your phone.
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