Selling a House As Is in South Carolina: 2025 Guide

In South Carolina, where hurricanes, coastal erosion, and Formosan termites can turn a Lowcountry cottage into a sinking money pit overnight, selling as-is is the only move that still makes sense. 

In 2025, 29% of South Carolina home sales were cash, up 1.8% YoY, despite a median price of $325,000. That means nearly 1 in 3 buyers is ready to take your property exactly as it stands, no staging, no 4-point inspections, no $35K–$120K bulkhead or termite work.

We buy as-is across all 46 South Carolina counties, from Charleston’s sinking peninsula to Greenville’s booming foothills and Horry’s beachfront flood zones.

Ready to sell your South Carolina house fast? Get your no-obligation cash offer today.

What Does Selling As-Is Mean in South Carolina?

Selling a house “as-is” in South Carolina means the buyer takes the property in its exact current condition with zero obligation for the seller to make repairs.

Disclosure is still mandatory. You must deliver the South Carolina Residential Property Condition Disclosure Statement, covering:

• Flood zone status & past water intrusion (especially Lowcountry)
• Termite damage or active infestation (Formosan in coastal counties)
• Coastal erosion or bulkhead condition
• Foundation cracks from clay or settlement
• Radon gas (SC averages 4–10+ pCi/L in Upstate granite)
• Septic system condition & last pump (rural SC)
• Storm damage history (hurricane, wind, hail)
• Lead paint, asbestos, mold

Failure to disclose known defects can lead to lawsuits, even in as-is sales. Buyers get a 10-day due-diligence period (default) to walk away. You don’t have to fix anything, but you can’t lie.

Pros and Cons of Selling As-Is in South Carolina

Aspect	Pros	Cons
Speed	Close in 7–14 days	Offers 15–32% below in flood/termite zones
Cost Savings	Avoid $40K–$150K (elevation, fumigation)	Must deliver full disclosure
Convenience	No 4-point inspection, no CL-100	Buyer can cancel during due-diligence
Certainty	Cash buyers ignore lender flood mandates	Still disclose every claim & infestation

If you’re thinking about handling the sale yourself instead, take a look at our guide on how to sell a house by owner in South Carolina. It walks you through the steps, paperwork, and common mistakes to avoid when doing a FSBO sale.

Top Reasons to Sell Your South Carolina House As-Is in 2025

South Carolina’s market is hotter than a Charleston summer, inventory up 31%, median days on market now 68, and floods, termites, and hurricane insurance are killing financed deals faster than a Category 4 storm surge. Here are the top five reasons Palmetto homeowners are cashing out as-is right now:

Coastal Flood & Erosion 

Post-Ian + Idalia + 2024 storms still drowning Charleston, Beaufort, Horry, Georgetown. $65K–$250K for elevation, bulkheads, or interior drainage. Lenders now require current elevation cert + Biggert-Waters compliance on >92% of loans. Cash buyers close anyway.

Formosan Termite Invasion

>70% of Lowcountry homes show active or past damage. Tent fumigation + structural repair: $18K–$95K. One failed CL-100 = instant due-diligence termination.

Hurricane & Wind Insurance Crisis 

SC ranks #3 for hurricane claims. Premiums up 340% since 2020. >55% of carriers non-renewing after one claim. Banks demand 4-point inspections under 5 years. As-is skips it all.

Foreclosure & Tax Sale Surge 

South Carolina had 4,122 foreclosure starts in July 2025 alone. An as-is cash sale can stop sheriff sale in as little as 7 days and wipe out HOA liens.

Read also: How to stop foreclosure fast in SC

If you’re dealing with a home you inherited, the process adds another layer of paperwork and timelines. Here’s a full guide on how to sell an inherited house in South Carolina, with steps for probate, titles, and as-is options

Upstate Clay & Rural Septic Nightmares

Greenville, Spartanburg, Anderson clay belts = $45K–$140K helical piers. Population loss in 29 of 46 counties = failing septics, no storm shelters. Nobody wants a 6-month listing in a hurricane watch.

Step-by-Step Guide to Selling As-Is in South Carolina

iBuyer.com acts as your aggregator to find the best as-is deal for your situation, connecting you to multiple offers from iBuyers, local cash buyers, or agents if it fits your timeline and needs. We’ve facilitated thousands as-is deals nationwide, with zero repair demands and zero financing fall-throughs. Here’s your playbook:

Step 1: Submit Your Property Details (1 Minute)

Enter your address, year built, beds/baths, and condition via our secure form. No photos or prep needed. We auto-pull local market data, flood zones, radon maps, HOA docs, and MLS comps to match you with the right buyers.

Step 2: Get Your Offers (24 Hours or Less)

Our AVM analyzes 100+ data points from your property, foundation type, radon score, flood history, disclosure items, and aggregates multiple firm offers from iBuyers, local cash buyers, or agents based on your timeline and needs. Review and pick the one that fits (no-obligation).

Step 3: Accept & Schedule Walkthrough

Choose and accept an offer digitally. The buyer does a virtual or in-person review (your choice). Confirms condition, no price changes, no renegotiations.

Step 4: Sign the As-Is Contract

We send the official Purchase Agreement with As-Is Addendum. Key protections:

• No repair credits
• 10-day inspection period (buyer can cancel, but we select reliable ones)
• Title cured at closing

Step 5: Close Fast – Get Paid Same Day

• Pick your date (7–30 days). We use a trusted title company in your state. 
• At closing: E-sign or in-person
• Seller closing costs: 1.5–3% (title policy, transfer taxes vary by state) – we negotiate to minimize yours.

Who Pays What? Full Breakdown

Factor	iBuyer.com	MLS	Local Cash Buyer
Offer Speed	24 hrs (multiple options)	3–10 days (bidding)	3–5 days (single offer)
Repairs	None	None	None
Avg. Offer (% ARV)	86–93%	Up to 100% (rare)	65–78%
Closing	7–14 days	68 days avg*	14–45 days
Fees	No fees	±399 + 0.5% at close	Hidden “service” fees

South Carolina-Specific Tips for As-Is Sales in 2025

South Carolina’s 46 counties stretch from Charleston’s sinking peninsula to Greenville’s clay-bomb suburbs and rural ranches in Marlboro County you can’t reach half the year. Here’s what every as-is seller needs to know before the next king tide or termite swarm hits.

1. Regional Market Snapshots

• Charleston, Horry, Beaufort (Lowcountry): Median $485K, 68 DOM, inventory up 34%. Flood + termite cost $95K–$295K, as-is closes 74% faster.
• Greenville, Spartanburg, Lexington (Upstate/Midlands): $355K median, clay heave + hail. We buy active swarms weekly.
• Rural SC (Marlboro, Dillon, Allendale): $185K, depopulation + septic failures.

2. Coastal Flood & Erosion Reality

• Post-Ian + Idalia + 2024 storms still rotting bulkheads
• Elevation + drainage: $75K–$320K
• FEMA maps redrawn 2025, >50% of Charleston Peninsula now in AE/VE zones 

3. Formosan Termite Landmines

• >70% of coastal homes show damage
• Tent fumigation + repair: $22K–$115K
• One failed CL-100 = instant due-diligence kill

4. Upstate & Rural Risks

• Clay heave piering in granite belts: $55K–$165K
• Septic mound failures in sandy soils
• No hurricane shutters = lender denial

5. Transfer Tax & Closing Nuances

• Deed recording fee: $1.85/$500 (state) + local up to $1.85/$500
• No state transfer tax
• Prorated property taxes (SC average 0.56%, lowest nationally)
• Title company closing only (no attorneys required)
• HOA/POA transfer fees common in coastal communities 

Pro Move: Sell in Q1, cash buyers swarm right after winter shows the rot and before hurricane season spins up. We’re open 365, even when the Cooper River is over the banks.

South Carolina’s as-is market is hotter than a Charleston sidewalk in July: companies push flat-fee MLS, local agents still want 6% when it’s 98° with 90% humidity, and “We Buy Houses” signs wash away in the first king tide. When you need guaranteed cash, no tent fumigation, no elevation, and zero bulkhead rebuild, iBuyer.com shows up when the causeways are flooded.

1. Bulletproof Cash – No Due-Diligence, No Hurricane Delays

61% of SC listings expire after 90+ days. We deliver one iron-clad cash offer in 24 hours, no financing, no inspection outs, no due-diligence terminations.

2. Highest Net in the Palmetto State – Hands Down

Local flippers tend to start low and work through a pile of fees. iBuyer.com comes in stronger because your offer is built from real-time South Carolina Realtors comps and AVM, not stale Myrtle Beach peak prices.

Compare top cash home buyers in South Carolina

3. Zero Realtor Commissions – Even vs. “Discount” Brokers

Traditional agents: 6% ($19.5K on $325K sale). Discount brokers: still 4–5% total. iBuyer.com: zero fees, and no staging in August, no drone shots over flooded marshes, no open houses during a tropical storm.

4. No Hidden South Carolina Fees. Period.

• No termite tenting upsells
• No flood elevation
• No bulkhead replacement
• No HOA transfer surprises 

5. Full 46-County Coverage – Even the Pee Dee

We buy everywhere, including:

• Flood core (Charleston, Horry, Beaufort)
• Termite belt (Berkeley, Dorchester, Georgetown)
• True middle-of-nowhere (Allendale, Bamberg, Hampton) 

Sell As Is in South Carolina

Selling your house as-is in South Carolina isn’t settling. It’s a practical move in a market where many buyers want homes fully repaired before they’ll commit, and financing often slows everything down. Coastal tides, termite issues, and rising insurance costs make fast, uncomplicated sales even more appealing.

iBuyer.com has helped thousands of homeowners move on this year. You get a clean offer, no repairs, and a quick exit that protects your equity instead of draining it.

A calm, direct way out always beats pouring more money into a home you’re ready to leave.

Frequently Asked Questions