Oblivious
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Vanguard’s New Target Retirement Lifetime Income Funds — Oblivious Investor
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Vanguard recently released a new line of target-date funds: the Vanguard Target Retirement Lifetime Income funds. The new series of funds will only be ...

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Investing and Tax Planning Come Last — Oblivious Investor
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When I meet somebody new and they hear what I do for a living, if they ask any questions those questions are almost always about tax or investing.I’d ...

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Senior Deduction, NOT Standard Deduction — Oblivious Investor
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After last week’s article covering the 2026 tax brackets, standard deduction, retirement account limits, and HSA limits, a bunch of emails came in asking ...

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2026 Tax Brackets, Standard Deduction, and Other Changes — Oblivious Investor
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The IRS recently published the last of the annual inflation updates for 2026. If you have questions about a particular amount that I do not mention here, ...

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The Trick to Enjoying a Vacation (and Investing Successfully) — Oblivious Investor
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Think for a moment about your favorite vacation that you’ve taken in the last 10 years.Where did you go (i.e., what city or general geographical area)?Where ...

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Jonathan Clements, Jason Zweig, and Christine Benz on the Bogleheads on Investing Podcast — Oblivious Investor
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In the most recent episode of the Bogleheads on Investing podcast, Rick Ferri interviewed Jonathan Clements, Jason Zweig, and Christine Benz. Together, they ...

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Almost Every Financial Planning Decision Requires Judgment — Oblivious Investor
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We can use the latest and greatest financial planning software.We can have encyclopedic knowledge of all of the relevant tax and Social Security rules.We ...

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The Best of Jonathan Clements — Oblivious Investor
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I did not mention it last week, because I wanted first to focus on the new initiative itself, but there is also a new book, the proceeds of which will ...

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The Jonathan Clements Getting Going on Savings Initiative — Oblivious Investor
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As many of you know, in 2024, financial columnist Jonathan Clements was diagnosed with terminal cancer. At the time, a friend reached out to him to ask ...

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The Value of a Second Opinion — Oblivious Investor
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Imagine that, for a few months now, you’ve had a set of new health symptoms that seem to be related. So you go to see a doctor about it. The doctor tells ...

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