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Let’s be honest… growing your family can be expensive. And navigating the world of insurance, employer benefits, HSA/FSA accounts, and postpartum care costs? It can be so confusing and feel like a full-time job on top of pregnancy and parenting.
But here’s the good news I want you to know: you might have more support than you think! You just have to know where to find it and how to use it. That’s what this episode is all about.
In this episode of Chick Chat, I sat down with Pachet Bryant, Founder of MINE Maternity and a leading Pregnancy and Postpartum Care Coordinator, to talk all about how families can unlock the financial tools and resources they already have access to — from insurance and workplace benefits to FSA/HSA funds and even community-based support programs.
This episode is packed with tips, tools, and expert-level strategies to help you reduce financial stress and increase real, meaningful support during pregnancy and postpartum.
Who Is Pachet Bryant?

Pachet Bryant is the amazing powerhouse behind MINE Maternity, a platform that helps parents navigate the confusing (and often frustrating) world of healthcare coverage, maternity benefits, and postpartum planning. She’s truly a God-send!
With over 10,000 hours of maternal health research, a deep background in the FemTech and digital health space, and a heart for helping families thrive, Pachet is a true advocate for maternal financial empowerment.
Through her work, she helps expecting and new parents figure out what benefits they’re eligible for, how to access them, and what questions to ask so they can stop paying out of pocket unnecessarily and start receiving all the care they deserve.
What We Talked About
There are so many ways parents can access more support than they realize, but most don’t even know what to ask for. This conversation breaks it all down, so families can feel more prepared to get the care they need.
Here are just a few of the things we covered in this episode:
Where to start with your financial planning
Pachet shares the first steps every parent should take when looking at their coverage and care needs (even if you’re already in the postpartum phase).
Understanding your insurance benefits (without getting overwhelmed)
From how to decode your summary of benefits to the right questions to ask HR or your insurance rep, this part of the conversation is gold.
FSA vs. HSA — and how to actually use them
If you’ve been letting your FSA expire or didn’t realize your HSA can cover doulas, lactation consultants, or postpartum supplies, this will be a game-changer!
What to do if your care isn’t covered
Pachet shares backup options and creative workarounds — from employer wellness benefits to nonprofit programs and more.
The most underused benefits you probably didn’t know existed
From company perks to local community programs, there are so many ways to get support. You just need someone who can help you connect the dots.
Why postpartum financial planning should be as common as setting up a baby registry
We talk about what families really need to prepare for because the nursery won’t matter if mama doesn’t have what she needs to heal.
How early to start, and how to keep advocating
Whether you’re in early pregnancy or already postpartum or even trying to conceive, it’s not too late or too early to get support. And no, you’re not asking for too much.
Final Thoughts
Unfortunately, no one hands you a guidebook for affording pregnancy and postpartum care… but this episode comes close!
Pachet Bryant is changing the game when it comes to maternal financial planning. She’s showing parents that you don’t have to figure it all out alone, and you don’t have to go broke getting the care you need. With the right knowledge and a few smart questions, you can feel supported, informed, and empowered to build the village (and benefits) you deserve.
Pachet’s Resources:
Related:
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