Auto insurance is essential for protecting your vehicle and finances, but many drivers are unaware of how specific add-ons can provide additional value and savings. These features improve coverage and help you avoid unnecessary expenses in the long run. At Jack Stone Insurance, we aim to help you explore these options and make informed decisions about your policy.
Here are the Car Insurance Add-ons that can make a big difference in your coverage and overall savings.
- Zero Depreciation Cover
This add-on ensures that the full cost of parts replaced after an accident is covered without considering depreciation. It can significantly reduce out-of-pocket expenses during repairs.
- Roadside Assistance
Having support during emergencies such as breakdowns, flat tires, or towing needs can save time and money. This affordable add-on is handy for long-distance travelers.
- Engine Protection Cover
Standard policies do not cover engine damage caused by waterlogging or oil leakage. Adding Car Insurance with this add-on feature ensures that engine repairs are fully covered, preventing costly repairs.
- Return to Invoice
If your car is stolen or totaled, this add-on allows you to claim the vehicle’s original invoice value instead of its depreciated market value.
- Key Replacement Cover
Losing car keys can be a hassle and an expense. This add-on covers the cost of replacing lost or damaged keys, providing peace of mind and savings.
- No Claim Bonus Protection
This feature allows you to retain your no-claim bonus after filing a claim. It helps maintain premium discounts while still providing coverage for unforeseen events.
- Personal Accident Cover
This add-on provides financial protection for medical expenses or income loss due to accidents. It covers both the driver and passengers.
- Consumables Cover
Standard policies do not cover consumables like oil, nuts, bolts, and brake fluid. This add-on ensures these items are included, reducing repair costs after an accident.
- Daily Allowance Benefit
When your car is in the repair shop, this add-on provides a daily allowance for transportation costs, saving money on alternative travel arrangements.
- Tire Protection Cover
Tires can be expensive to replace and significantly damaged during an accident. This feature covers repair and replacement costs for your tires.
- Engine Secure
This add-on explicitly covers damages to the engine and gearbox, even those caused by floods or attempted repairs, ensuring that critical maintenance does not drain your finances.
- Theft Coverage for Accessories
If your car has additional accessories, such as a high-end stereo or custom interiors, this add-on covers theft or damage to these items.
- Legal Assistance Cover
This add-on offers legal support and financial aid if you face lawsuits due to accidents, saving money on legal fees and settlements.
- Invoice Cover
By choosing this feature, you can claim the full invoice price of your car, including registration and road tax, rather than just the depreciated value.
Save Money with the Right Add-Ons at Jack Stone Insurance
At Jackstone Insurance Agency, we understand that your car insurance should go beyond basic coverage. Our team is here to help you select the best car insurance add-ons to protect your vehicle and save money.
Contact us today and let us help you customize your auto insurance policy for maximum value and peace of mind. Call us at (925) 392-8365 to learn more.
