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Savvy Index |
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2026 |
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predictions |
week |
3 |
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9/14/26 |
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| rank |
accuracy last week: 74-12 this season: 163-22 |
wins |
losses |
game value |
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Portland St. |
0 |
3 |
0 |
Oregon is one of the worst |
| 19 |
Oregon |
1 |
2 |
65 |
in all of FBS for converting 3rd downs. |
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| 8 |
Montana |
3 |
0 |
24 |
Oregon State’s freshman WR Jesse |
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Oregon St. |
0 |
2 |
34 |
Legree leads the nation in receiving yardage. |
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E Washington |
1 |
2 |
10 |
EWU will keep the margin under Vegas 44 pts |
| 21 |
Washington |
2 |
0 |
51 |
because Washington is having a hard time scoring. |
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Duquesne |
0 |
2 |
13 |
Duquesne qb Carson Camp completes 34.5% |
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Washington St. |
0 |
2 |
45 |
of his passes with twice as many int’s as tds. |
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Florida St. |
1 |
1 |
23 |
FSU is predominantly a rush |
| 9 |
Alabama |
2 |
0 |
33 |
team but that won’t work against UA’s 1.2 yards per rush defense. |
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Charlotte |
0 |
2 |
17 |
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App State |
2 |
0 |
35 |
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N Illinois |
0 |
2 |
9 |
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Arizona |
1 |
1 |
43 |
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| 1 |
Georgia |
2 |
0 |
38 |
I doubt this will be close. Arkansas has |
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Arkansas |
1 |
1 |
17 |
more negative metrics on Savvy Index than any Power Four team. |
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Florida |
2 |
0 |
27 |
Upset prediction. Experts favor Auburn. |
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Auburn |
2 |
0 |
26 |
Florida RB Jadan Baugh has 296 rush yards and 5 rush tds in just two games this year. |
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LA Tech |
1 |
0 |
24 |
Careful here — Bayler is second in |
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Baylor |
1 |
1 |
31 |
the nation for most interceptions thrown per game. |
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| 14 |
S Dakota |
3 |
0 |
14 |
South Dakota is a title |
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Boise St. |
1 |
1 |
38 |
contender in FCS. |
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Marist |
1 |
2 |
7 |
Boston College has some concerning defensive |
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Boston Col |
1 |
1 |
46 |
issues but those won’t show this week. |
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Wagner |
1 |
2 |
3 |
Wagner isn’t very good at running the ball but |
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California |
1 |
1 |
53 |
the Seahawks might do well against a bad Cal rush defense. |
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Miami Oh |
1 |
1 |
17 |
Miami’s defense gives up an AVERAGE |
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Cincinnati |
2 |
0 |
30 |
of four TD passes PER GAME. |
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N Carolina |
2 |
0 |
24 |
Can Clemson finally score more than 22 |
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Clemson |
1 |
1 |
27 |
points now that they’ve turned to a freshman qb? |
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Wyoming |
1 |
1 |
20 |
These teams can’t pass. Between them, they have 3 times as many |
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C Michigan |
1 |
1 |
28 |
interceptions as touchdowns. |
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| 11 |
BYU |
2 |
0 |
39 |
But watch CSU’s Jayden Brown who |
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Colorado St. |
2 |
0 |
14 |
is second in FBS with 13 yards per rush. |
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Stanford |
1 |
1 |
16 |
Duke soph qb Nate Shepherd is WAY in front of |
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Duke |
2 |
0 |
33 |
everyone in FBS for rushing at 187 rushing yards per game! |
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Florida Intl. |
1 |
1 |
28 |
Upset prediction by |
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Florida Atl. |
1 |
1 |
24 |
Savvy Index. |
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| 19 |
Mercer |
2 |
1 |
14 |
Georgia Tech averages |
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Georgia Tech |
0 |
2 |
40 |
fewer than 19 ppg. |
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S Illinois |
2 |
1 |
6 |
…but watch out for SIU’s Kyle Thomas |
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Illinois |
1 |
1 |
45 |
because he may be one of the best WRs in FCS. |
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W Kentucky |
0 |
2 |
7 |
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| 7 |
Indiana |
2 |
0 |
49 |
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N Iowa |
1 |
1 |
0 |
I think NIU keeps this closer than 48 points because |
| 13 |
Iowa |
2 |
0 |
48 |
of its effective use of tight ends to stretch out drives. |
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Bowling Green |
0 |
2 |
14 |
Bowling Green cannot stop the pass. ISU seldom |
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Iowa St. |
1 |
1 |
40 |
passes so ISU won’t likely run the score up. |
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Georgia So. |
1 |
1 |
27 |
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Jacksonville St. |
1 |
2 |
30 |
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Arizona St. |
1 |
1 |
33 |
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Kansas |
0 |
2 |
21 |
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Tulane |
1 |
1 |
17 |
I personally think KSU will win by |
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Kansas St. |
2 |
0 |
35 |
at least 4 touchdowns. |
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Ball St. |
1 |
1 |
23 |
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Liberty |
1 |
1 |
30 |
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UAB |
1 |
1 |
31 |
Two closely matched teems but |
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Louisiana |
1 |
1 |
32 |
UL is at home and has better metrics on Savvy. |
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| 24 |
SMU |
2 |
0 |
30 |
Upset prediction by Savvy Index. |
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Louisville |
1 |
1 |
28 |
Oddsmakers favor UL. |
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S E Louisiana |
1 |
2 |
24 |
High, high upset rating. SE Louisiana’s 5’10” qb Kyle Lowe has already |
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LA Monroe |
0 |
2 |
26 |
thrown 7 td passes while ULM allows opposing qbs passer ratings of over 160! |
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Virginia Tech |
2 |
0 |
24 |
Two teams performing well |
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Maryland |
2 |
0 |
20 |
above preseason expectations! |
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Stonehill |
1 |
2 |
10 |
Why would a school with the heavy name Stonehill |
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Massachusetts |
1 |
0 |
45 |
have a lighter-than-air nickname like Skyhawks? |
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Tenn-Martin |
1 |
2 |
10 |
UT-Martin qbs have combined for NO td |
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Memphis |
2 |
1 |
52 |
passes while throwing four interceptions. |
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UTEP |
1 |
1 |
6 |
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| 10 |
Michigan |
2 |
0 |
42 |
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Nevada |
1 |
1 |
27 |
Nevada is better than |
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Middle Tenn |
1 |
1 |
25 |
experts think. Just watch! |
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Akron |
1 |
1 |
13 |
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Minnesota |
1 |
1 |
39 |
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| 4 |
LSU |
1 |
0 |
34 |
Ah yes . . . the long-awaited |
| 16 |
Mississippi |
2 |
0 |
30 |
rancorous stroll down Bitter Lane. |
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Troy |
2 |
0 |
13 |
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| 20 |
Missouri |
2 |
0 |
39 |
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Marshall |
1 |
1 |
26 |
Upset. Vegas favors Marshall. |
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Missouri State |
1 |
1 |
27 |
MSU won 25-24 AT Marshall last year. |
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| 8 |
N Dakota |
3 |
0 |
12 |
N Dakota qb Kaminski averages |
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Nebraska |
2 |
0 |
38 |
more than three touchdown passes per game. |
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Colorado |
2 |
0 |
24 |
Hold on here! I am picking up the strong |
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Northwestern |
1 |
0 |
27 |
scent of a Colorado upset! |
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Michigan St. |
2 |
0 |
13 |
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| 2 |
Notre Dame |
2 |
0 |
36 |
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Kent St. |
1 |
1 |
3 |
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| 8 |
Ohio St. |
1 |
1 |
51 |
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New Mexico |
2 |
0 |
17 |
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| 18 |
Oklahoma |
1 |
1 |
38 |
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Murray St. |
1 |
2 |
3 |
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Oklahoma St. |
1 |
1 |
61 |
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E Carolina |
0 |
2 |
24 |
Vegas favors Old Dominion but ECU will win |
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Old Dominion |
1 |
1 |
23 |
it with turnovers. ODU is one of the worst in FBS for turnovers. |
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Buffalo |
1 |
1 |
7 |
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| 15 |
Penn St. |
2 |
0 |
46 |
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Syracuse |
1 |
1 |
16 |
Syracuse leads the nation in penaties. |
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Pittsburgh |
2 |
0 |
33 |
Pitt only gives up 1.2 yards per rush. |
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W Michigan |
1 |
1 |
37 |
No one has scored more than 14 against |
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Rice |
1 |
1 |
17 |
WMU this year — not even Michigan. |
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| 23 |
USC |
3 |
0 |
39 |
USC doesn’t travel well but |
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Rutgers |
0 |
2 |
17 |
Rutgers leads the nation in turnovers. |
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N Dakota St. |
3 |
0 |
35 |
Here’s the game that fans of these |
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Sacramento St. |
1 |
2 |
17 |
two programs have been waiting for! |
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Nicholls |
2 |
1 |
13 |
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Sam Houston |
0 |
2 |
37 |
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James Madison |
2 |
0 |
26 |
Upset prediction. JMU has |
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San Diego St. |
1 |
1 |
24 |
only given up one td all year. |
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Fresno St. |
1 |
1 |
32 |
QB Luke Weaver of SJSU is in |
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San Jose St. |
2 |
1 |
24 |
the top 5 of almost all national passing categories. |
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Ohio |
1 |
1 |
28 |
Upset prediction by Savvy Index. |
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S Alabama |
1 |
1 |
20 |
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Mississippi St. |
2 |
0 |
20 |
Both of these teams have multiple |
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S Carolina |
2 |
0 |
30 |
positive metrics on Savvy Index. |
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Connecticut |
1 |
1 |
29 |
So Miss is playing really well but |
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S Miss |
1 |
1 |
25 |
just not enough to win against UConn. |
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Arkansas St. |
1 |
1 |
14 |
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TCU |
1 |
1 |
41 |
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Kennesaw St. |
1 |
0 |
14 |
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| 14 |
Tennessee |
2 |
0 |
41 |
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UTSA |
1 |
0 |
12 |
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| 3 |
Texas |
2 |
0 |
43 |
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Kentucky |
1 |
1 |
16 |
Experts set the spread at 14.5 but this |
| 5 |
Texas A&M |
2 |
0 |
39 |
game will get out of hand early. |
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N Texas |
1 |
1 |
43 |
Apparently, this is a major upset |
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Texas St. |
0 |
2 |
26 |
since oddsmakers favor TSU. |
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| 22 |
Houston |
2 |
0 |
27 |
Houston has yet to be stopped on the ground. |
| 12 |
Texas Tech |
2 |
0 |
30 |
The Cougars will stay under the experts’ 13.5 spread. |
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Temple |
0 |
2 |
27 |
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Toledo |
1 |
1 |
30 |
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E Texas A&M |
1 |
2 |
7 |
ETAM quarterback Eric Rodgriguez has |
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Tulsa |
2 |
0 |
51 |
already thrown five interceptions in just 2 games. |
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Georgia St. |
1 |
0 |
21 |
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UCF |
1 |
1 |
35 |
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Purdue |
1 |
1 |
17 |
Both of these programs are |
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UCLA |
2 |
0 |
32 |
really picking up momentum. |
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Delaware St. |
2 |
1 |
10 |
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USF |
2 |
0 |
47 |
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Utah St. |
0 |
2 |
17 |
Vegas set a 26.5 spread but, like I said last week, |
| 17 |
Utah |
2 |
0 |
37 |
USU’s Mendenhahl-coached teams are better every week. |
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N Carolina St. |
1 |
1 |
24 |
Vandy has played lightweights Austin-Peay and Delaware. |
| 25 |
Vanderbilt |
2 |
0 |
33 |
But, NCSU is “big boy” time. Is Vandy ready? |
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| 6 |
Miami Fl |
2 |
0 |
34 |
Personally, I like Vegas’ |
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Wake Forest |
2 |
0 |
17 |
spread of 19.5. |
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E Michigan |
1 |
2 |
12 |
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Wisconsin |
1 |
1 |
35 |
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Virginia |
1 |
0 |
30 |
Virginia will be ranked next |
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W Virginia |
2 |
0 |
23 |
week on Savvy Index if it wins this game. |
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